My Income p/month:
1) MY salary nett income RM3950 (after epf/ Pcb and govt insurance).
2) House Rental A - RM950 (got stamped LHDN).
3) House Rental B - RM1550 (got stamped LHDN).
Installment commitment p/ month:
1) Car RM908 (Public Bank)
2) House A - RM620 (CIMB Bank)
3) House B - RM1050 (Ambank)
Credit Card credit limit:
1) Std bank RM10K
2) CitiBank RM11K
3) Ocbc RM20k
* All credit card i pay punctual and pay full amount every month. Ocbc card still left RM11K to be pay (cash for call).
我想做Top Up loan, 应为我有一间家是和CIMB 借钱。其实我在去年 Month of May 以尽和 CIMB apply 过一次,可是不approved. 应为我的commitment 太高了,可是那个时后我只有两个income 巴了。我的第二间新家,在前两个月拿到Key, 而我也租出去了,我现在的情况apply top up loan, 可以过吗?
我拿 House A l来apply, 还欠CIMBRM155K, House Value 我不懂,大概在RM350K.
My House address: No. 9-1, Jalan Damai Perdana 15/1E, Bandar Damai Perdana, 56000 Cheras.
Type: Town House.