利息，rpgt，租金

wqlwqlwqlwqlwql

我想问假如中rpgt，那么我供了两三年的利息可以扣出来吗？

一般上，rpgt会中是因为赚钱。

如果以以下例子
2013年买进550k（sNP写 600k，因为有rebate），现在卖650k，利息供了rm48k（有些是DIBS，发展商帮我供了一年），又租了一年（RM2000），
那么，我会中吗？会亏还是赚？（agent要求3%）

我还买了rm10k家私，可以扣吗？

看一些论坛说赚少还是亏时不用给的？

那么我这个卖家的cost又是多少？比如律师费，杂费等。。

请大大们帮忙解释。谢谢

ss24

你那么快卖，好像得个吉。

你买时律师费用多少？其他下面的你给多少？

Insurance - MRTA
Insurance - MLTA
Houseowner Fire Insurance
Quit Rent
Assessment

RPGT你可以选择waive掉如果这是你第一间residential屋子。
http://www.hasilnet.org.my/real-property-gains-tax-2014/

RPGT 2014 tier rates for all three (3) groups are tabulated in the table below.

Holding Period	Citizen or Permanent Resident	Company	Non-Citizen or Non-Permanent Resident
within 1 year	30%	30%	30%
within 2 years	30%	30%	30%
within 3 years	30%	30%	30%
within 4 years	20%	20%	30%
within 5 years	15%	15%	30%
Beyond 5 years	0%	5%	5%

2. Exemption

As per Schedule 4 of the Real Property Gains Tax Act 1976 individual can obtain RPGT exemption base on the following.

• Disposal of one residential property once in a lifetime.
• Transfer as gifts in between family members. This exemption is only applicable for transfer in between husband and wife, parent and child, grandparent and grandchild. Take notes that transfer between sibling, brothers or sisters are not applicable.
• Waiver Exemption equivalent to 10% of chargeable gains or RM10,000 whichever is higher is not taxable. Prior to 1 Jan 2010, the exemption was equal to RM5,000 or 10% of the chargeable gain, whichever was greater.
  

3. RPGT 2014 Calculation

In short the RPGT payable is calculated base on the following formula

RPGT Payable = RPGT Rates x (Chargable Gains – Waiver Exemption)

where

• RPGT Rates → as per item (1) above
• Chargeable Gains → net capital gains after deducting in between disposal price, acquisition price and allowable expenses. Typical allowable expenses are
  • Legal fees
  • Sales commission
  • Administrative fees
  • Repair and renovation
    
• Waiver Exemption → as per item (2) bullet (3) above
  

You may refer to 1-million-dollar-blog website for Real Property Gains Tax Calculator

wqlwqlwqlwqlwql

ss24 发表于 5-5-2015 11:19 PM
你那么快卖，好像得个吉。

你买时律师费用多少？其他下面的你给多少？

如果这些cost加起来只是5k呢！
还有利息可以扣吗？

ss24

wqlwqlwqlwqlwql 发表于 5-5-2015 11:29 PM
如果这些cost加起来只是5k呢！
还有利息可以扣吗？

利息应该不能。你可以用上面那个link的calculator算下。。。

那么急卖吗？之前看你帖好像也买不久罢了。

haryewkun

这问题要确认的话，可能要去问税收局或律师。以我所知，银行利息不能扣。能扣的包括律师费、印花税、经纪费、装修费等等。一是涉及到买屋子的开销；一是涉及到保养屋子或提升屋子价值的开销；一是涉及到卖屋子的开销。

可以参考这篇：产业盈利税篇：锺贵发为业主指点迷津 产业盈利税不再难懂