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查看: 18930|回复: 23
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public bank 的 empower saving plan
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请问各位有听过这个 empower saving plan 吗?想知道各位的意见。
谢谢 |
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发表于 21-10-2013 12:51 PM
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发表于 22-10-2013 08:24 PM
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发表于 22-10-2013 08:37 PM
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我也想知道下~~ |
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楼主 |
发表于 23-10-2013 01:40 PM
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想要了解如果买了到底好不好。
钱放进去的话可否拿回本钱?
因为有一部分是那里投资。
听说是和AiA连办的。 |
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发表于 23-10-2013 05:20 PM
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**Copy From http://www.pbebank.com/en/en_con ... ncassurance/em.html**
Empower Plan
Everyone goes through different stages in life. As you move through different stages of your life, you will need different support to meet your changing needs. Planning ahead is essential to ensure protection for all aspects of life.
empower Plan is a Regular Premium Investment-linked Insurance Plan that provides both investment returns and protection. It offers you the flexibility to take control of the best solution to suit your needs against the unexpected and to grow with you over the course of your life.
empower BASIC
It offers you death and total permanent disability protection and funeral expenses benefit. For additional coverage, you have the flexibility to add optional riders and increase or decrease your sum insured in meeting your financial needs.
Who is eligible for coverage under empower Basic?
Policy owners can apply for their children aged between 30 days to 17 years old. As for adult applicants, the maximum age to apply is 70 years old.
Optional riders to enhance your protection:-
To enjoy comprehensive protection, you may choose to add the following optional riders:-
PB Prime Critical Cover
PB Prime Health Rider
PB Prime MediPlus
PB Prime Lady Care
PB Prime Lady Care Premier
PB Prime Income Safe
PB Prime Income Safe Plus
PB Prime Accelerated Critical Cover
PB Prime Accidental Death and Disability
PB Prime Living Waiver of Premium
PB Prime Enhanced Payor Waiver of Premium |
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发表于 23-10-2013 05:22 PM
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好像是投资保险。。不是 saving plan 储蓄计划噢。。 |
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楼主 |
发表于 23-10-2013 05:47 PM
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那天那个银行的人介绍我这个Plan。
他说每个月放三白(假设)。然后他们是算一年的。就是3600。然后和AiA联合的。
到一定的时期就有一笔数目。也在同时投资。
他说是SaVing Plan。而且有保死亡或残废。
因为那时我赶时间所以没问多。 |
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发表于 23-10-2013 09:25 PM
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midamorphine 发表于 23-10-2013 05:47 PM 
那天那个银行的人介绍我这个Plan。
他说每个月放三白(假设)。然后他们是算一年的。就是3600。然后和AiA联合 ...
这个肯定是Investment Link Insurance啦！不是保本的。可以说买保险+投资。
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发表于 11-11-2013 08:13 PM
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我也來想了解一下耶 投資回酬多少呀  |
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发表于 1-8-2014 03:47 PM
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发表于 22-12-2014 02:57 PM
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是投资aia medium cap，亏的人蛮多的。 |
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发表于 23-12-2014 12:12 PM
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发表于 23-12-2014 12:13 PM
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 那到底好还是不好的呢？
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发表于 23-12-2014 06:45 PM
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我本人是 Hong Leong Assurance agent 我们这里也有一个新 的investment savings plan got guaranteed buy back units and 3times return 如果有兴趣 我可以set appointment 你可以了解到我们这个plan怎样帮到你 ，然后我去你的地方meet 你  |
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发表于 24-12-2014 12:21 AM
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发表于 7-1-2015 05:54 PM
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PBB Empower Plan
有人可以告诉我什么是 Public Bank Empower Plan 吗？
帮我开的那个银行职员说什么每年有 5 - 7% 利息什么的， 其实不怎么清楚。
PBB 跟 AIA 保险公司联手的。
我每个月放 rm100 进去 一年就进了 rm1200。
到时候本钱可以拿回出来吗？会不会少或是亏掉啊？
我担心要拿回钱的时候钱少了 或 没了 - -
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发表于 7-1-2015 07:36 PM
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发表于 7-1-2015 07:49 PM
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Empower plan是Regular Premium Investment-linked Insurance Plan.
他怎样跟你介绍？你详细说说看。
想问你储蓄的目的？ |
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发表于 7-1-2015 10:52 PM
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听起来是储蓄保险 |
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