|
|
[信用卡讨论区]Maybank dual credit card=AMEX+Visa/Master(IV)
[复制链接]
|
|
|
发表于 3-3-2014 01:42 PM
|
显示全部楼层
绝望的生鱼片 发表于 26-2-2014 05:09 PM 
CS 告诉我最好是三个月.但很多网友建议个月
如果有很充足的理由，写email去appeal...
|
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 01:54 PM
|
显示全部楼层
skydog 发表于 3-3-2014 01:42 PM
如果有很充足的理由，写email去appeal...
写了.虽然CCRIS很漂亮也不成功..gif)
|
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 01:58 PM
|
显示全部楼层
绝望的生鱼片 发表于 3-3-2014 01:54 PM
写了.虽然CCRIS很漂亮也不成功.
可以看一下你的email内容吗？
|
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 02:13 PM
|
显示全部楼层
skydog 发表于 3-3-2014 01:58 PM
可以看一下你的email内容吗？
你是只我写MBB还是MBB回我的信?
我是email他们的 |
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 02:52 PM
|
显示全部楼层
绝望的生鱼片 发表于 3-3-2014 02:13 PM
你是只我写MBB还是MBB回我的信?
我是email他们的
可以的话两份一起share 在这里，删掉你的资料。
|
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 03:51 PM
|
显示全部楼层
绝望的生鱼片 发表于 3-3-2014 02:13 PM
你是只我写MBB还是MBB回我的信?
我是email他们的
请问你是压FD申请失败吗？还是normal申请的？
|
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 04:12 PM
|
显示全部楼层
绝望的生鱼片 发表于 3-3-2014 01:54 PM
写了.虽然CCRIS很漂亮也不成功.
要拿老虎的卡是有點難度的不像其他銀行批的較爽快，老虎批卡較嚴格而且卡LIMIT給到最吝嗇。。這個是公認的！。。。!!
|
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 06:13 PM
|
显示全部楼层
kelvinlzy 发表于 3-3-2014 03:51 PM
请问你是压FD申请失败吗？还是normal申请的？
普通申请方法.FD应该没那么难(个人意见)
因为你的credit就是你的FD数额.
|
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 06:23 PM
|
显示全部楼层
skydog 发表于 3-3-2014 02:52 PM
可以的话两份一起share 在这里，删掉你的资料。
不知道用什么方法分享我的上诉信.所以就Copy and Paste
其实是参考老鸭网友的分享.然后改了一点点而已.gif)
我有附上CCRIS文件
================================
Dear Sir,
I write with reference to my recent application for a credit card facility provided by Maybank Malaysia (@ The Gardens Mall), and your subsequent refusal of the facility. I fulfilled ALL the requirements as stated to get the Maybank Malaysia and there are no reason for Maybank to reject my application based on my records alone. Furthermore, I am a good paymaster for my loans and all my other credit cards as seen from the scanned copy of the CCRIS that I had attached. I was not blacklisted for anything and you could verify with CTOS if you need to.
I would like to appeal your decision because I feel I have underlying facts that would make you reconsider. I trust my appeal will be looked at more favorable than my original application.
Please spend a few moments looking at the additional information attached with my appeal. In the meantime, I look forward to your response, hopefully with better news than last time.
==================================
|
|
|
|
|
|
|
|
|
|
|
|
发表于 3-3-2014 06:28 PM
|
显示全部楼层
Lonelycat5078 发表于 3-3-2014 04:12 PM
要拿老虎的卡是有點難度的不像其他銀行批的較爽快，老虎批卡較嚴格而且卡LIMIT給到最吝嗇。。這個是公認的 ...
那我觉得不一定.
觉得Citi比MBB严格.可能我的观察不正确吧!
CIMB目前Apa pun boleh.gif)
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 12:25 AM
|
显示全部楼层
Lonelycat5078 发表于 3-3-2014 04:12 PM
要拿老虎的卡是有點難度的不像其他銀行批的較爽快，老虎批卡較嚴格而且卡LIMIT給到最吝嗇。。這個是公認的 ...
我覺得CL最難拿的是永旺，然後是大種。
目前我申請一直不批給我的是暗戀！
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 09:57 AM
|
显示全部楼层
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 10:11 AM
|
显示全部楼层
skydog 发表于 4-3-2014 09:57 AM
你寄到那里呢？
你的语气好像命令式的，也许要温柔点。
Maybank 的card center.
 那里敢命令大银行家.
你要上诉吗?
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 10:51 AM
|
显示全部楼层
绝望的生鱼片 发表于 4-3-2014 10:11 AM
Maybank 的card center.
那里敢命令大银行家.
做么不要send 去complaint部门？
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 10:55 AM
|
显示全部楼层
skydog 发表于 4-3-2014 10:51 AM
做么不要send 去complaint部门？
我要上诉不是投诉.
去complaint部门可能走错门吧!
你打算上诉吗?
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 11:33 AM
|
显示全部楼层
绝望的生鱼片 发表于 4-3-2014 10:55 AM
我要上诉不是投诉.
去complaint部门可能走错门吧!
我之前有上述过，过后给我卡。以下是我的appeal。之前我有分享过了。
Dear Maybank,
I write with reference to my recent application for the credit based facility, Maybank 2 gold cards (American Express + Visa), provided by you, and your subsequent refusal of the facility. Whilst I appreciate your specific criteria for the product itself, I would like to appeal your decision because i can provide you the information or documents that may make you reconsider.
My monthly salary is xxx, and fulfill the minimum annual income criteria of your credit card (minimum annual income of RM30000). I have been working in the current xxx (xxxx) since xxxx. The nature of my work is xxx. My records for my car loan and house loan can be obtained from Bank Negara Malaysia (CCRIS). The records show my punctuality in paying back the hire purchase and the mortgage. As you may also notice from the records, I am also never fail in paying back the credit card bills (and always clear the bills before payment due date). I trust my appeal will be looked at more favourable way than my original application.
Together with this email, I attached the documents: last year income tax notice of accessment, CPF statements (online and hardcopy statements), bank transaction history statements (online and hardcopy statements; for the credits of my salary from my institute and the giro payment for my income tax bill), income tax giro payment statement as well as my latest 6 months salary payslips. Should you require any clarification from me or require sight of additional documentation (for example lastest CCRIS report); which will assist in you reversing the original decision and allow me the facility applied for, please feel free to let me know. I'm only a phone call away (02-xxxxxfrom monday to friday and 016-xxxx for the weekends). You may also contact me via the current email address.
In the meantime, I look forward to your response, hopefully with better news than last time, and to a future working relationship as my main credit card provider. If, in the meantime you require any additional info please get back to me.
Yours faithfully,
xxxxxx
Malaysia IC number: xxxxx
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 12:27 PM
|
显示全部楼层
skydog 发表于 4-3-2014 11:33 AM
我之前有上述过，过后给我卡。以下是我的appeal。之前我有分享过了。
Dear Maybank,
谢谢分享...收藏.可能有用到.
可能如你所说的.我的信相是命令吧.
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 03:45 PM
|
显示全部楼层
绝望的生鱼片 发表于 4-3-2014 12:27 PM
谢谢分享...收藏.可能有用到.
可能如你所说的.我的信相是命令吧.
也可能看你信的officer刚好当天给老婆鸟.....
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 03:52 PM
|
显示全部楼层
skydog 发表于 4-3-2014 03:45 PM
也可能看你信的officer刚好当天给老婆鸟.....
也没办法.唯有迟些再申请
但以我现在那么高的commitment(自己算过到了顶线)
很可能不会批
|
|
|
|
|
|
|
|
|
|
|
|
发表于 4-3-2014 03:57 PM
|
显示全部楼层
|
|
|
|
|
|
|
|
|
| |
 本周最热论坛帖子
|
1703 
56
