分享OCBC Titanium Card 和私人貸款 (免付RM50GST&新增Balance Transfer)

饼干及面包

痞子_InCreDible 发表于 23-5-2013 02:46 PM
1  %?

晕！ 40k多才那1%

40K刷卡，1巴仙是拿到400.。。。。不過卡cap最高50一個月。。。。。。所以建議拿其他卡去刷比較好。
如果酒店收amex的話，拿amex dual card，5x40,000=200,000分數，可以換大約1000++的Voucher

oscarlow

痞子_InCreDible 发表于 23-5-2013 01:47 PM
yes  i want
may i know rebate is 1 or 5% for weedding dinner at hotel ?
thanks.

weedding dinner at hotel


为了那capping rm50要做到这样咩

痞子_InCreDible

饼干及面包 发表于 23-5-2013 04:46 PM
40K刷卡，1巴仙是拿到400.。。。。不過卡cap最高50一個月。。。。。。所以建議拿其他卡去刷比較好。
如果 ...

可以推荐下关于这个AMEX Card 吗？
那家银行的？
有expiry date of 分数吗？
我不会一次过刷40k
可能在2个月之内
那1000+ voucher 是有限在那里用的吗？
正好打算买台洗衣机，希望能够用在SenQ or Courts 之类的。。
谢分享

痞子_InCreDible

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痞子_InCreDible

oscarlow 发表于 23-5-2013 04:49 PM
weedding dinner at hotel

rm50 不是钱啊

饼干及面包

痞子_InCreDible 发表于 23-5-2013 04:51 PM
可以推荐下关于这个AMEX Card 吗？
那家银行的？
有expiry date of 分数吗？

可以推荐下关于这个AMEX Card 吗？這個是屬於maybank的dual card，平常日子刷卡有5X分數，weekend的話有額外5% cash back，一個月cap RM50 cash back。更多資料，按這個link

http://www.maybank2u.com.my/mbb_ ... /Personal/CRD-Cards


有expiry date of 分数吗？分數沒有expire的。
我不会一次过刷40k
可能在2个月之内
那1000+ voucher 是有限在那里用的吗？Voucher方面，你可以根據自己的喜愛來換。我都是偏向parkson （9300pt換50） tesco （11K換50）Harvey Norman （9700換50）。你可以看看這個link關於分數換voucher的資料

https://www.maybankard.net.my/ca ... p;cid=89&page=1

oscarlow

饼干及面包 发表于 23-5-2013 04:46 PM
40K刷卡，1巴仙是拿到400.。。。。不過卡cap最高50一個月。。。。。。所以建議拿其他卡去刷比較好。
如果 ...

我也忘了换过多少次voucher,amex有得哪里查看记录吗？

Amex RM1000 = RM50 (拜六礼拜才能)
Titanium RM1000 = RM50 (wedding应该是1%)
wise RM50 x20 RM1000 = max cap在RM100
Ess 无限 1%

算来算去也是几百块，不如要求直接回扣还好
和其他offer?

八卦问下你是当天主角还是付款那位？

shuangping

痞子_InCreDible 发表于 23-5-2013 02:46 PM
1  %?

晕！ 40k多才那1%

我要買手機也是cap 1%啊

如果5%也是省很多

痞子_InCreDible

oscarlow 发表于 23-5-2013 05:03 PM
我也忘了换过多少次voucher,amex有得哪里查看记录吗？

Amex RM1000 = RM50 (拜六礼拜才能)

看不懂你的算法了。。
你的意思是就算拿AMEX, 换到RM1000+ 的voucher 也是输给你的ocbc rebates?

两者都是啊

oscarlow

shuangping 发表于 23-5-2013 05:15 PM
我要買手機也是cap 1%啊

如果5%也是省很多

恭喜你拿到titanium,羡慕你ing

ocbc就算给到你5%
也是cap在rm50

非要用信用卡刷的话拿多几张吧

oscarlow

痞子_InCreDible 发表于 23-5-2013 05:20 PM
看不懂你的算法了。。
你的意思是就算拿AMEX, 换到RM1000+ 的voucher 也是输给你的ocbc rebates?  ...

如果你有以上那四种卡最多也是拿到几百而已
你直接问酒店有更好的优惠没有（酒楼就比较容易）

在一个月里面刷40k
wise卡最高去到10%
要集合几张来刷了

shuangping

oscarlow 发表于 23-5-2013 05:42 PM
恭喜你拿到titanium,羡慕你ing

ocbc就算给到你5%

謝謝你

卡還沒收到，等啊等

嗯，打算買手機，以為有5%回扣，可以省了50元

oscarlow

shuangping 发表于 23-5-2013 05:58 PM
謝謝你

卡還沒收到，等啊等

不是自己去Branch拿?

正好我公司要签business plan
免费送电话,你的agent刚短信中文字给他
没有feedback

可惜titanium用在医院付费也是1%,
不懂wise有10%吗

shuangping

oscarlow 发表于 23-5-2013 06:45 PM
不是自己去Branch拿?

正好我公司要签business plan

我的寄來家裡，所以等了都緊張

那個銀行職員有時候忙就忘了回覆訊息，你whatapps他多幾次，說你要申請卡吧。他會打回來給你

wise卡要分10次刷50元
不然也沒有10%

helloevie

shuangping 发表于 23-5-2013 05:58 PM
謝謝你

卡還沒收到，等啊等

如果在电讯公司买会不会不小心给你5%?

helloevie

c_k87 发表于 23-5-2013 11:45 AM
我是直接walk in  branch申请的，那位女职员的态度很好，看样子好像要fight target似的，follow up得很好 ...

好像答yes就不会错了
因为线路不是很好，我还一直叫她repeat问题，然后repeat了还是不清楚，我就搭yes!

shuangping

helloevie 发表于 24-5-2013 12:56 PM
如果在电讯公司买会不会不小心给你5%?

那個要被綁，我不要啊

shuangping

helloevie 发表于 24-5-2013 01:34 PM
好像答yes就不会错了
因为线路不是很好，我还一直叫她repeat问题，然后repeat了还是不清楚，我就搭y ...

哈哈，打電話給我verify的也一樣，他問我什麽我都不懂。只是一直yes yes yes

饼干及面包

oscarlow 发表于 23-5-2013 05:03 PM
我也忘了换过多少次voucher,amex有得哪里查看记录吗？

Amex RM1000 = RM50 (拜六礼拜才能)

如果是小酒楼的话，一般上用给现金，会有比较多折扣。当年我结婚给酒楼钱，刷卡要多收2%，给cash还有扣。。。。。。我想酒楼不要报数吧。
酒店的付款，这个就看哪位网友如何跟酒店deal了。

我只是给他建议，付款的可不是我。

你的问题，你可以检查你的statement。如果是redeem on the spot的话，你应该有拿到那些acknowledgement receipt吧。

helloevie

shuangping 发表于 24-5-2013 02:48 PM
哈哈，打電話給我verify的也一樣，他問我什麽我都不懂。只是一直yes yes yes

有没有问are you ready for ocbc？