【MAYBANK 1155 交流专区】马银行

ThermoFisher

盲目的长期持有是危险的，马银行的基本面已经开始恶化，必须检讨继续持有的理由。。。

terryhua

鱼大， 那里的基本面已经恶化呢？？？
公司不赚钱？ 还是他筹资有问题？？？
不对请shoot我。。。
谢谢。。。

goodluck88

把钱往咸水海里面扔的银行基本面会好到哪里去？？？

ThermoFisher

你只要留意它接下来的业绩报告和公司最近的动向就行了。。。

terryhua

好的，谢谢鱼大的指教

cct2048

要深入了解一家公司
最好是做实地考察

有空不妨去马银行几家分行走走看看

866866

原帖由 cct2048 于 18-1-2009 07:43 PM 发表




要深入了解一家公司
最好是做实地考察

有空不妨去马银行几家分行走走看看

去bank走多几趟就可以知道它的业务？

u346018

去拍卖行走一下看看哪家银行被拍卖的东西最多，
就是最高风险的。

98年时到处都是MBF拖回来的车。

Edward612

http://www.maybank2u.com.my/mbb_ ... outUs/AU02-Newsroom

Jan 23, 2009

Maybank today announced that its Base Lending Rate (BLR) will bereduced by 55 basis points from 6.5% to 5.95% effective 3 February2009. The revision takes into account the reduction in the floor rateof the 1 and 12 months fixed deposits by 50 basis points and thereduction in Overnight Policy Rate (OPR) by 75 basis points. This isaimed at enabling the Bank’s borrowers to enjoy the immediate benefitfrom the overall lower cost of funding.

The base financing rate(BFR) of Maybank Islamic Berhad will similarly be revised downwardsfrom 6.5% to 5.95% effective 3 February 2009.

“The reduction inour lending rate is part of our ongoing commitment towards the creationof a more supportive monetary environment. Borrowers will enjoyimmediate benefits as the interest rates of all their loans pegged tothe Bank’s BLR will be adjusted accordingly,” said Dato’ Sri AbdulWahid Omar, President and CEO of Maybank.

He added that given thechallenging business environment, the lower cost of funding will be aboon to borrowers and help in sustaining positive economic growth inthe country. “We remain mindful of the needs of our customers and thecommunity at large, especially in facilitating business growth, andwill continue to support them with access to financial services.”  


Dato’ Sri Abdul Wahid said that together with the earlier reductionin BLR and BFR by 25 basis points on 1 December 2008, the Bank hasactually had to bear additional costs as deposit rates in general werenot lowered by the same quantum as the lending rates.

“Maybankand Maybank Islamic will nevertheless continue to play our part toassist customers manage their financial obligations in these times,including providing them with value-added advisory services. We arealso actively monitoring the operating environment and engaging withcustomers to offer them additional support where appropriate.”

Thelast revision in BLR and BFR of Maybank and Maybank Islamicrespectively was on 1 December 2008 when the rates were reduced by 25basis points to 6.5%.

Edward612

http://www.maybank2u.com.my/mbb_ ... outUs/AU02-Newsroom

Jan 20, 2009

Maybank today announced that it has issued more than 1 millionMaybankard Visa Debit ahead of its projected timeframe of a year at thedate of launch last year.

The Maybankard Visa is Maybank's firstdual purpose Bankard offering domestic and international access to thecardholders' bank account. The card is both an ATM card as well as adebit card providing customers even more convenience for payment thusexpanding their choices for payment of goods and services. Bankstatement or personal financial documents are not required to apply forthe Maybankard Visa and is issued free of charge for first timeapplication.

"The shorter than anticipated timeframe in achievingour 1 million Maybankard Visa Debit target reflects the brand strengthsof Maybank and Visa in payment convenience as well as the appeal of theMaybankard Visa in providing customers an array of benefits andconveniences as well as global access to more than 29 million Visamerchants," said Tan Sri Mohamed Basir bin Ahmad, Chairman of Maybankin accepting a special certificate from VISA International at MenaraMaybank honouring Maybank for its achievement in issuing its 1millionth Maybankard Visa Debit.

Tan Sri Basir also said that thepopularity of the Maybankard Visa Debit also reinforces the leadershipof Maybank in debit payments in Malaysia, "Payments via Maybank debitcards comprise 78% of total debit card sales in the country.  Maybankdebit card also achieved a total debit volume sales of RM1.2billion in2008.Since the introduction of Maybankard Visa Debit, our total debitsales volume increased by 147% within 10 months of the launch.

"Theincrease in debit spend is encouraging and testifies to Maybank'scommitment and efforts in supporting the government's initiative topromote greater cashless transactions and marks a shifting trend inpayment behaviour," added Tan Sri.

Tan Sri also said that Maybankwill continue to invest in technology and industry solutions tocontinue our leadership in payment and advance the electronic paymentsnot only using cards but also our other payment channels such as theATMs, phone banking, Maybank2u.com and mobile financial services.

Maybankis the largest card issuer and acquirer in Malaysia with a card baseconsisting of more than 7 million debit cards including the Visa debitcardmembers and over 1.6 million credit and charge cardmembers. It hasover 58,000 merchants and expanding. Maybank is also the first bank tooffer TreatsPoints on debit card spend. Customers also enjoy savingsfrom special reward programmes and discount campaigns. Debitcardholders can now also view their transactions online viaMaybank2u.com anytime anywhere.

Edward612

http://www.sinchew.com.my/node/99560?tid=1



（吉隆坡）隨著國家銀行大幅度調低隔夜政策利率（OPR）後，已經有11家銀行率先調低1個月和1年的定期存款利率，至分別為2.5%與3.0%的底限，惟基本貸款利率（BLR）卻“紋風不動”。

為了降低人民的負擔和刺激經濟，國行在1月21日調低隔夜政策利率75個基點至2.5%，並於1月22日，制定1個月和12個月的定存最低利率，分別定為2.5%與3.0%。

3個月、6個月、9個月、2年、3年或其他期限定存率，則由銀行自行制定。

據瞭解，國內5家本地與外資銀行已經搶先在週四（1月22日）調低定存率，分別是大眾銀行、盤谷銀行、德意志銀行、渣打銀行及大華銀行。

今日（1月23日），再有6家銀行跟進調低定存率，當中包括馬來亞銀行、興業銀行、匯豐銀行、豐隆銀行、美國銀行及花旗銀行。

馬銀行2月3日降基貸率0.55%

馬來亞銀行公佈下調定存利率的同時，也調低了基貸率，即下調0.55%至5.95%，由2月3日生效。

由於銀行“第一時間”調低定存利率，惟可望減輕人民和企業負擔的基貸率卻未“相應”調降，引起市場詬病。

國行：銀行需時間調整


國行發言人受詢時說，銀行客戶應給於銀行時間作出相應調整。

發言人說，隔夜政策利率調整即刻生效，但由3.5%減至2%的法定儲備率（SRR），2月1日才開始生效，銀行可能需要時間計算借貸成本，而延宕調整基貸率。

隔夜政策利率的頂限與底限分別為2.75%與2.25%。

發言人表示，目前正值農曆新年期間銀行職員多已請假，預計有關利率於農曆年後會相應作調整。

“國行將於農曆新年後監督，看看利率調整的情況。”

[ 本帖最后由 Edward612 于 23-1-2009 11:16 PM 编辑 ]

Edward612

http://bank.eastmoney.com/200812151,12,2485258803.html

第十五名 马来亚银行

　　马来亚银行目前是马拉西亚最大的银行，总资产超过了740亿美元。其今年的综合竞争力比去年提高了11位。其中客观分值排名第31位，提升了13位。马来亚银行在马来西亚的市场份额达到23.5%，居于当地第1。该银行其他的客观指标则大多居于中游水平，未来仍有一定的上升空间。马来亚银行平均资本回报率为16.32%，比去年降低了12位。而其主观分值今年挤进了前10位，特别是我们访问的一些东南亚地区的业内人士，表达了对该银行竞争力的认同。

lovesoccer88

吉隆坡）馬來亞銀行（MAYBANK,1155,主板金融組）計劃發售30億令吉附加股，以融資收購印尼、巴基斯坦與越南銀行，並趁機改善資本架構。

有喜歡的人，但不知道從何下手？學會如何吸引你喜歡的他，總有一招適合你用！


根據消息來源指出，收購3家銀行資金高達120億令吉，目前已融資91億令吉，因此這間公司希望透過發售附加股來完成其餘融資。

“這間公司希望越早融資越好，以確保資金不僅可以符合收購需求，更可以當做未來資本後備，改善資產負債表負擔。”

去年，這間公司積極拓展區域銀行領域，其中包括收購印尼國際銀行97.5%股權、巴基斯坦MCB銀行20%股與越南安平商業銀行20%股權。

馬銀行表示，這間公司與其他亞洲銀行一樣，希望透過融資來改善資產負債表，以應對更艱辛的營運環境，並強調維持強勁信貸評級是目前環境中“最重要的事”，以反映投資信心。

星洲互動‧2009.01.24

无花

一般上MBB和PBB都是人很多的

cct2048

原帖由 无花 于 24-1-2009 10:16 PM 发表
一般上MBB和PBB都是人很多的

马银行的服务态度很差
多多少少影响业务表现

[ 本帖最后由 cct2048 于 25-1-2009 12:03 AM 编辑 ]

甜蜜蜜的大米

原帖由 cct2048 于 25-1-2009 12:01 AM 发表




马银行的服务态度很差
多多少少影响业务表现

也不是完全这个原因啦。
我倒是觉得MBB的分行非常多，所以在方便为大前提下，它还是有它一定的顾客的。
我想它倒是应该检讨一下cost/income ratio 太高的应对方法，BCHB也是有同样的问题。

gameit

原帖由 u346018 于 22-1-2009 04:49 PM 发表
去拍卖行走一下看看哪家银行被拍卖的东西最多，
就是最高风险的。

98年时到处都是MBF拖回来的车。

走产业和汽车拍卖行，感觉到拍卖最多的好像是 ambank

cct2048

原帖由 甜蜜蜜的大米 于 25-1-2009 12:23 AM 发表


也不是完全这个原因啦。
我倒是觉得MBB的分行非常多，所以在方便为大前提下，它还是有它一定的顾客的。
我想它倒是应该检讨一下cost/income ratio 太高的应对方法，BCHB也是有同样的问题。

至少本人和朋友们就因为如此
减少去马银行

甜蜜蜜的大米

原帖由 cct2048 于 25-1-2009 12:38 AM 发表



至少本人和朋友们就因为如此
减少去马银行

那是因为可能你能到处跑动吧。
不过对于很多顾客来说，他所居住的地方有没有他要的银行分行，其实是蛮关键的。
国家银行之前一直要保护本地银行，所以才限制外资银行增设分行，
现在逐步开放了，本地银行开始面对很大的挑战和考验。
我家附近自从多了一家CITIBANK分行后，简直就是人多到。。。没话说。

ThermoFisher

馬銀行關係企業
越An Binh盈利挫70%
更新: February 7, 2009 01:02
（吉隆坡6日訊）馬銀行（MAYBANK，1155，主板金融）持股15%的越南An Binh銀行，去年稅前盈利大挫70%。
An Binh銀行在文告電郵中指出，該國收緊銀根，去年盈利從07年的2310億越南盾（約4765萬令吉），下跌70%至700億越南盾（約1444萬令吉）。

越南去年曾將利率調高至14%，以克制當地逾28%的高通脹率，影響商務融資。該國已將利率調低至7%。

另外，An Binh銀行去年11月指出，正尋求政府及中央銀行批準，允許馬銀行在今年將持股權從15%，提高至20%。