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2015 最好用的cash back credit card?
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发表于 19-3-2015 11:41 AM
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其实是 3% 而已，table 里的资料有错
参考 HSBC 网页资料如下
Terms and Conditions for HSBC Amanah Cash Back Programme 2015 apply from 1 January 2015 - 31 December 2015. 3% Cash Back for total monthly spend of RM2,000 and below or 8% Cash Back for total monthly spend of RM2,001 and above. Cash Back is only applicable for spend made during weekends i.e. Saturdays and Sundays during Programme Period.
https://www.hsbcamanah.com.my/1/2/amanah/personal/credit-cards/mpower-visa-platinum-credit-card-i
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发表于 19-3-2015 12:26 PM
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直接申请两张hlb wise card, 肯定省最多 |
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发表于 19-3-2015 05:34 PM
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发表于 20-3-2015 11:39 AM
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规定每人只能申请一张wise当初我也像你一样这样认为
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发表于 20-3-2015 12:33 PM
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发表于 25-3-2015 08:45 PM
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哎哟，老婆兄弟姐妹申请咯，不是可以两张来玩了吗？
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发表于 25-3-2015 10:07 PM
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小弟主要是还电费，水费，电话费，保险，streamyx。
有哪张卡是对这些扣最多？？ |
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发表于 28-3-2015 09:32 AM
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我当初是因为用maybank2u 还citibank credit card payment, 很快他们就打来offer 我。
周末只要有店收amex 就扣5%, 我还试过周末签电话用amex 还也是扣
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发表于 28-3-2015 10:09 AM
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我是用HLB wise card，因为基本每个月涮RM50以上的次数都会超过10次，所以每次都要cash back Rm100.gif) |
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发表于 28-3-2015 02:26 PM
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本帖最后由 h2o83 于 28-3-2015 02:30 PM 编辑
如果我们说都是周末消费，怎么天狗兄是cimb 的cash back 比amex 还高？
cimb cash rebate 打算四月后没government tax后申请 （可以用来周日打油和买groceries和还账单，比用amex和ocbc tit高，而且online transaction也蛮高回扣的。每个月cap RM50)
CIMB cash back 给打油/groceries /账单2 %
hsbc cash back 给打油/groceries 3% （如果一个月超过超过2k spend 还可以拿到8%打油）
citi cash back 给打油 5% /groceries 2%
是我漏了什么康头吗？
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发表于 30-3-2015 04:38 PM
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奶兄，是周日不是周末啦，几幽默下你.....
基本不会考虑hsbc和citi，条件多多，难waive annual fee...
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发表于 9-4-2015 01:25 PM
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刚刚收到ocbc bank的信息说 ocbc titanium mastercard的 retail shop cash rebate从1%改去0.1%了。 |
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发表于 9-4-2015 01:48 PM
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发表于 9-4-2015 02:29 PM
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citibank cash back 卡呢？
说到坏处是要收RM50的回扣了才真正的扣。
说到好处，是没有cap那么厉害，说到打油uob的月头拿到之后就没了。
还有性质和uob一样，全天候一样，不需等星期六日才用。
之前用uob的，不过因为cap所以才拿citi的。
好像也没什么好处了。。。 |
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发表于 11-4-2015 02:33 PM
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那如果要用来还保险，有什么卡比较划算？
[AIA 保险 + GE 保险] |
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发表于 11-4-2015 03:16 PM
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我今天上网申请了PBB的信用卡。
https://www.pbebank.com/Personal ... re-Credit-Card.aspx
PB Visa Signature Credit Card Cash Back & VIP Point
6% Cash Back on Grocery, Dining and Online Transaction and earn VIP Point for other retail transactions! The Cash Back earned will be credited monthly to your Card Account. VIP Points are redeemable for Air Miles, gift vouchers and products from our Preferred Redemption Rewards Catalogue.
Unlimited Complimentary Access to Plaza Premium Lounge Malaysia
Enjoy the comfort and convenience of an airport lounge regardless of class of travel or airline. Comfortable seating, recharging stations, food and beverages, high speed Wi-Fi, internet workstations, shower rooms and baggage handling are few of the services offered.
A free entry with a minimum of 5 overseas transactions within 30 days before and/or after each lounge access. This exclusive privilege is applicable for both principal and supplementary cardmembers.
Free Automatic Travel Insurance
Up to RM1.5 million travel insurance coverage
Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waiver is subject to a minimum of 12 swipes over the preceding 12 months. |
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发表于 11-4-2015 05:55 PM
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AIA 保险 = PUBLIC BANK 的 AIA 卡 回扣有2%
HLB 的 ING 卡 回扣有2%
BSN 的 AIA 卡 回扣有2%
AEON WATAMI 有 3% cash back
GE 保险 = 随便那张有1 % cash back 的卡
AEON WATAMI 有 3% cash back
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发表于 12-4-2015 12:51 PM
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请问autodebit保险算不算online transaction？
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发表于 12-4-2015 04:43 PM
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发表于 13-4-2015 12:50 AM
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