刪除！！！！！！！！！！！！！！

shuangping

卖女孩滴小火柴 发表于 22-10-2013 10:18 AM
妈的前面几页灌水靠lui 没有好的资料看

請你說話客氣點

你在這裡會這張貼，還不是灌水？

你既然已經有了wise卡，而要mach 卡，你可以打電話去要求加卡。

你說你不明白credit 和debit卡，你是不明白什麼？你沒說出來，叫人家如何幫你？

而且你用着credit卡的人，你應該懂得credit和debit的分別啊

回主題：你想要問什麼，請你仔細說出來。大家會幫你

卖女孩滴小火柴

shuangping 发表于 22-10-2013 10:24 AM
請你說話客氣點

你在這裡會這張貼，還不是灌水？

好笑下


所以mach creditcard选了一个package是不是可以再加其他的category 无限加吗

这个卡计算cashrebate从几号到几号 然后是下个月的几好credit进去

1st card campaign是在那个period拿到卡然后以后都有得享用 还是到了那个日期就不能享用1st card campaign benefit

有了原本的hlb atm/debit card 可以换去那个mach debitcard蓝色的对吗

什么是MyPal acts as a convenience line, giving you aRM200 cushion when you need it most.

shuangping

卖女孩滴小火柴 发表于 22-10-2013 10:34 AM
好笑下

我就回复你的問題：

所以mach creditcard选了一个package是不是可以再加其他的category 无限加吗

答案是錯的。比如你現在選擇了social的category，每三個月你可以更改你的category是免費的。當然你每三個月也可以加其他的category，但是要被charge

Add-on Category Fee

• RM5 per quarter (3 months) for each Add-On Category
  

卖女孩滴小火柴

shuangping 发表于 22-10-2013 10:39 AM
我就回复你的問題：

所以mach creditcard选了一个package是不是可以再加其他的category 无限加吗[/bac ...

那个贴edit了别的问题

所以是选了social package
我可以加其他package的category进去然后charge 5块
然后每3个月可以换package免费吗? 如果我3个月后换了package那之前的category我addon的还有在吗

shuangping

卖女孩滴小火柴 发表于 22-10-2013 10:42 AM
那个贴edit了别的问题

所以是选了social package

所以是选了social package
我可以加其他package的category进去然后charge 5块  是的！！
然后每3个月可以换package免费吗? 如果我3个月后换了package那之前的category我addon的还有在吗  對，可是你的add on category是還會有在的。

这个卡计算cashrebate从几号到几号 然后是下个月的几好credit进去 他們都是1號credit給顧客。至於幾號到幾號，就要看你的statement date了

1st card campaign是在那个period拿到卡然后以后都有得享用 还是到了那个日期就不能享用1st card campaign benefit  我不懂你這個意思。有link嗎？

有了原本的hlb atm/debit card 可以换去那个mach debitcard蓝色的对吗  mach by hlb是屬於另一種戶口。至於能不能換去那個藍色的mach debit卡，就必須問銀行了。可是通常不能，除非你有mach的任何一個儲蓄戶口

什么是MyPal acts as a convenience line, giving you aRM200 cushion when you need it most. link來看看！

卖女孩滴小火柴

shuangping 发表于 22-10-2013 10:51 AM
所以是选了social package
我可以加其他package的category进去然后charge 5块  ...

好的

my 1st card
https://www.machbyhongleongbank.com/product-terms-and-conditions/mach-credit-card/#/tab/my-first-card-english

myPAL
https://www.machbyhongleongbank.com/money-box

shuangping

卖女孩滴小火柴 发表于 22-10-2013 11:01 AM
好的

my 1st card

1st card campaign已經有說了，你在哪個期間拿到了卡，必須最少刷卡一次，才有的享有0%的retail purchases

During the Campaign Period, successful applicants will be eligible for the 0% p.a. interest on Retail Purchases as follows:

• (i) To qualify for the 0% p.a. interest on Retail Purchases, successful applicants must charge at least one (1) transaction on the principal credit card during the Campaign Period.
• (ii) The Qualified Retail Transactions shall include all local and overseas retail spending, online purchases and EXCLUDE the Flexi Payment Plan (FPP), auto debit, balance transfer, cash advance, cash-on-call, interest payments, late payment fees, finance charges, annual fees and any form of service/miscellaneous payments and fees.
  

至於my pal，如果沒錯，好像可以借用200，如果你戶口沒錢


MyPal Convenience Line

• What is MyPAL?
  MyPAL is a RM200 convenience line available to Money Box Deposit Accountholders ("Money Box"), for all those times you need that extra bit of cash to get that deal you can't afford to miss out on.
  
• What do I get from this product?
  MyPAL can easily be used in many different ways. MyPAL allows debit transactions such as ATM withdrawals, online debit transactions, or debit card purchases up to a maximum of RM200.
  
• Who can apply for MyPAL?
  Existing Money Box Accountholders between the ages of 21 and 55 years are eligible for MyPAL.
  
• How can I apply for this product?
  Applying for MyPal is easy! Just apply through Mach by Hong Leong Bank branch premises. You are required to present your MyKAD and a valid EPF statement.
  
• When should MyPAL be repaid?
  To ensure you can use your acount promptly after using MyPAL, you are expected to repay the transacted amount within three (3) days inclusive of transaction day.
  
• What are the major risks?
  There will be risks involved if you are unable to repay the amount owed within the given time period. You may be prohibited from the continued usage of MyPAL even after repayment has been made.
  
• What are my obligations?
  The only obligation for MyPAL is the repayment of the transacted amount and the convenience fee charged per transaction.
  
• Is a guarantor or collateral needed?
  No.
  
• When can I use MyPAL?
  MyPAL can be used whenever you have insufficient or zero balances in your Money Box account.
  
• What happens when I use MyPAL?
  You are allowed to transact as many times in a single day until you reach RM200. However, once MyPAL has been utilised, the Money Box will be blocked at end-of-day regardless of whether you have reached the RM200 limit. An SMS will be sent out on the following day to alert you that your account has been blocked, the amount that is to be repaid & the date you have to repay by. You are expected to repay the transacted amount (inclusive of the convenience fee) within the next 48 hours. However, deposit/credit transactions can still be performed. When you have repaid the amount owed, the account will be unblocked the following day.
  
• If I still have not reached the maximum of RM200 on the first day, will my Money Box still be blocked at the end of the day?
  Yes, as long as MyPAL has been utilised at least once, the account will be blocked at the end of the day even if you have yet to reach the limit of RM200, unless repayment is made on the same day.
  
• Can MyPAL be cancelled?
  Yes. You can terminate MyPAL via Hong Leong Connect at any point in time, provided that the Money Box does not have a debit balance and the Money Box does not have earmarked balances.
  
  
  
  有錯請糾正！
  
  

卖女孩滴小火柴

shuangping 发表于 22-10-2013 11:13 AM
1st card campaign已經有說了，你在哪個期間拿到了卡，必須最少刷卡一次，才有的享有0%的retail purchase ...

1st card campaign 我知道 是以后都有吗? 还是过了11月30号就没有了

shuangping

卖女孩滴小火柴 发表于 22-10-2013 11:17 AM
1st card campaign 我知道 是以后都有吗? 还是过了11月30号就没有了

這個只是給你為期3個月的0%而已啊

第四個月起，就會恢復原本的18%了

• (iii) (iii) Interest at the prevailing rate of 18% p.a. shall apply from the 4th billing statement date onwards and thereafter.
  

卖女孩滴小火柴

shuangping 发表于 22-10-2013 11:21 AM
這個只是給你為期3個月的0%而已啊

第四個月起，就會恢復原本的18%了

我知道 所以是last一个在11月的30号后还是什么

shuangping

卖女孩滴小火柴 发表于 22-10-2013 11:28 AM
我知道 所以是last一个在11月的30号后还是什么

11月30號是給那些人申請卡的，過了這個時間申請，就沒有享有0%

至於你在這個日期前得到卡，自然而然就會自動享有3個月0%

卖女孩滴小火柴

shuangping 发表于 22-10-2013 11:35 AM
11月30號是給那些人申請卡的，過了這個時間申請，就沒有享有0%

至於你在這個日期前得到卡，自然而然就 ...

好的

.....

卖女孩滴小火柴

我看到这个在Money Box Deposit Account disclosure sheet里面
意思是不是讲我可以用saving acount来用mach debit card?

I have a Current and Savings Account. May I choose whichever account I would like to tag as
my Primary Account?
Yes, you can now select either your Savings Account or Current Account as the primary account for retail purchase
transaction. Prior to this, the Savings Account was set as the defaulted Primary Account, while the Current Account is the
Secondary Account in the event two different accounts are linked to the debit card.
Nevertheless, should you have insufficient funds in the selected primary account (for example the Savings Account), you
will need to transfer the amount from your Current Account to your Savings Account before using the Debit Card.

shuangping

卖女孩滴小火柴 发表于 22-10-2013 11:51 AM
我看到这个在Money Box Deposit Account disclosure sheet里面
意思是不是讲我可以用saving acount来用mac ...

money box那些也是mach的其中一個戶口

那些deposit戶口，都可以直接link跟debit卡

卖女孩滴小火柴

shuangping 发表于 22-10-2013 11:56 AM
money box那些也是mach的其中一個戶口

那些deposit戶口，都可以直接link跟debit卡

我可以开新的mach money box然后原本的hong leong debit回收去拿新的mach debit card吗

shuangping

卖女孩滴小火柴 发表于 22-10-2013 12:38 PM
我可以开新的mach money box然后原本的hong leong debit回收去拿新的mach debit card吗

我說過了啊～這個問題你必須問銀行

可是我覺得應該不能

因為mach是另一種產品。你要藍色的debit卡就要開mach其中一個acc，而且要去mach的branch，而不是去hlb開。

如果你要hlb的那些hello kitty debit or atm卡就要去hlb branch開。

如果你住在kl，就有比較多mach branch，至於檳城，目前只有gurney paragon

打個比例：我也想要他的藍色debit卡，可是我這裡沒有mach的分行，所以我拿不到藍色的那張。如果我要，我就必須去檳城開個戶口，順便拿了debit卡。

如果我在這裡的hlb其中分行開戶口，我只能拿到hong leong bank的debit or atm。你看回你的debit卡，他寫著hong leong bank

如果是mach的那張，他會寫著mach by hong leong bank

卖女孩滴小火柴

shuangping 发表于 22-10-2013 01:39 PM
我說過了啊～這個問題你必須問銀行

可是我覺得應該不能

我刚刚打过去问

他是这样和我说...
如果要mach的卡要申请mach的deposit account
但是如果有了hlb的saving account一样可以申请mach deposit account 但就不会拿到mach的卡
如果硬硬要要mach的卡 就要inactive hlb的saving account然后申请mach的deposit account
但是我不信他

BENKOCW

卖女孩滴小火柴 发表于 22-10-2013 01:45 PM
我刚刚打过去问

他是这样和我说...

你要信他，是真的。

有了existing former hong leong debit card要先取消，在申请mach户口拿mach卡，再顺便和你之前的户口link在这张卡

卖女孩滴小火柴

BENKOCW 发表于 22-10-2013 02:08 PM
你要信他，是真的。

有了existing former hong leong debit card要先取消，在申请mach户口拿mach卡，再 ...

所以要取消了现在的hlb saving account再申请mach deposit account拿了mach debit card 然后再开回刚取消的hlb saving account来link?

卖女孩滴小火柴

取消saving account debit card是可以的??
那次序要怎么做先