Eligibility
| | • | Individuals (resident or non-resident) aged 18 years and above. | | • | Personal or joint |
|
Minimum Initial Purchase
| 20gms |
Minimum Balance in the Account
| 2gms |
Minimum Subsequent Purchase/ Sale
| 5 grams and must be in multiple of 1 gram |
Gold Purchase
| | • | Gold purchase will be based on the Bank's prevailing gold SELLING price quoted in RM per gram. | | • | The mode of payment accepted for purchase of gold are :
- cash
- debiting of account
- house cheque | | • | No physical gold deposit is allowed. |
|
Gold Sale/ Withdrawal
| | • | Gold sale will be based on the Bank's prevailing gold BUYING price quoted in RM per gram. | | • | Withdrawal options available are :
- Cash
- Crediting of account
- Colllection of physical gold withdrawal at selected branches |
|
| Account Opening Requirement | Customer is required to maintain either a savings account or current account prior to opening a GIA to facilitate the debiting of service fee, if any. |
| Service Fee | An annual fee of RM10 will be levied on the designated deposit account on the first day of the calendar year if the account balance is below 10gms as at year end. |