2)Invalidity Pension Scheme - 这范围的定义是涉及者已经死亡或者无法赚取平时的1/3工资 。(This scheme covers employees who experience invalidity and death due to any causes not related to their employment. Invalidity implies the inability of an employee to achieve one-third of the customary earnings of a sound insured person. This inability may take form of permanency or it’s very unlikely to recover.)可以参考以下新闻: