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发表于 13-12-2010 12:04 PM
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回复 solerzz
刚收到的legal advise:
1. You may demand the Borrower to settle the payment w ...
鸿静宇 发表于 13-12-2010 11:57 AM
请问下,这是哪间律师行寄来的?很好奇怎么信里说没有criminal liabity? |
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发表于 13-12-2010 12:08 PM
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楼主 |
发表于 13-12-2010 12:12 PM
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回复 21# solerzz
是KL kuchai lama 的一间法律事务所..跟我draf agreement 的同一间..
不好公开吧..? |
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楼主 |
发表于 13-12-2010 12:15 PM
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回复 22# solerzz
签的是之前借出去的借款 "friendly loan confirmation letter/ agreement", |
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发表于 13-12-2010 12:17 PM
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回复 solerzz
是KL kuchai lama 的一间法律事务所..跟我draf agreement 的同一间..
不好公开吧..?
鸿静宇 发表于 13-12-2010 12:12 PM
2. This is basically only a contract between you and the Borrower pertaining to the sale and purchase of your camera, its therefore not likely that the police will take action against him as there is no criminal liability involves. You may issue him a letter of demand for payment and then proceed with legal action against him.
这句很奇怪,怎么律师行可以肯定的说警方不能采取行动对付对方,也这么肯定对方没有犯法? |
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楼主 |
发表于 13-12-2010 12:37 PM
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回复 25# solerzz
我对法律的知识一窍不通..
已经询问他了..等待回复中.. |
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发表于 13-12-2010 02:05 PM
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回复 solerzz
签的是之前借出去的借款 "friendly loan confirmation letter/ agreement",
鸿静宇 发表于 13-12-2010 12:15 PM
loan confirmation agreement应该不是你向他追讨东西的文件。你们有联名/一起申请什么贷款? |
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楼主 |
发表于 13-12-2010 02:28 PM
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回复 27# solerzz
他私人向我借的..因为累积的数目太大了..我硬要form的
不然他逃了我怎么办?
他拖欠我的legal fees还没还..
刚收到的如下:
1. Please send him your notice of demand by e-mail. In the event there is no reply from him after the expiry, may be you want to terminate the agreement and demand for the full loan amount together with his portion of legal costs for breach of contract.
**我的疑问:notice of demand - 该包括些什么element?有什么standard format?以下的Link有example但我还是觉得confuse..**
2.We charge RM200 for issuance of the letter of demand and since the amount claimed is within RM5,000, you may thereafter proceed for small claim proceeding (you may proceed to http://www.lawyerment.com.my/library/doc/litg/smcl/ for more detail) to recover your RM1.4K.
**那么我该让他proceed for issuance of the letter of demand吗?就不知道效果大不大??** |
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发表于 13-12-2010 02:45 PM
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回复 solerzz
他私人向我借的..因为累积的数目太大了..我硬要form的
不然他逃了我怎么办?
他拖欠我 ...
鸿静宇 发表于 13-12-2010 02:28 PM
看到你这个agreement, 他已经breach of contract, 你也给了他一个限期还钱,他过了那限期没还,你可以直接要求控告对方了,在对方还没有申请bankruptcy前拿回你借了他的那笔钱和相机。 如果对方申请bankruptcy 了,lz 可能半分都拿不回。
如果lz不嫌麻烦的,可以到别间律师行去问问看他们的做法,每间律师行的律师的settlement都不一样的 |
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发表于 13-12-2010 04:28 PM
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回复 solerzz
他私人向我借的..因为累积的数目太大了..我硬要form的
不然他逃了我怎么办?
他拖欠我 ...
鸿静宇 发表于 13-12-2010 02:28 PM
能问你一些东西吗?只是纯粹想知道关于你的friendly loan agreement。这friendly loan有interest的吗?就是impose interest to borrower。如果有是多少%? |
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发表于 13-12-2010 04:38 PM
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你的friendly loan agreement是牵涉多少钱的? 还是那个1.4K? (从你律师的回复给我的感觉是1.4k) |
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楼主 |
发表于 13-12-2010 05:09 PM
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本帖最后由 鸿静宇 于 13-12-2010 05:12 PM 编辑
回复 31# 郭靖
我本人的牵涉到六位数,其中还没包括legal fees和那提到的RM1.4k
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楼主 |
发表于 13-12-2010 05:11 PM
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回复 30# bobcat
Friendly loan agreement是不能包括interest的,因为是私人借贷...
“Malaysian law does not allow receive of interest unless with a license.” |
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发表于 14-12-2010 08:36 AM
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回复 bobcat
Friendly loan agreement是不能包括interest的,因为是私人借贷...
“Malaysian ...
鸿静宇 发表于 13-12-2010 05:11 PM
我知道moneylenders act not permit unlicence money lender impose interest,section 6 of moneylenders act provice,
6. (1) Every licence granted to a moneylender shall show his true name and the name under which, and the address at which, he is authorized by the licence to carry on business as such. A licence shall not authorize a moneylender to carry on business at more than one address or under more than one name or under any name which includes the word “bank” or otherwise implies that he carries on the business of banking, and no licence shall authorize a moneylender to carry on business under any name
问你只是要知道事实有没有可能一些reasonable的interest可以reimburse你在inflation失去的利益。意思是你1 cent利息都没有charge?那么觉得很不公平。 |
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发表于 14-12-2010 10:14 AM
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本帖最后由 YSHARINE 于 14-12-2010 10:19 AM 编辑
一句话别就是不能和男朋友SHARING 或借贷....
手尾麻烦 |
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楼主 |
发表于 14-12-2010 12:42 PM
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本帖最后由 鸿静宇 于 14-12-2010 12:43 PM 编辑
我知道moneylenders act not permit unlicence money lender impose interest,section 6 of mon ...
bobcat 发表于 14-12-2010 08:36 AM
是不能charge interest,但是你可以把借贷的款项+interest为一个总数
i.e. RM 100k + 10k (5% interest)
那么你的agreement就是总数amounted RM 110k
Please take note : stamp duty for a friendly loan agreement will be 0.5% of the loan sum amount .
以上是我的例子.. |
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发表于 26-12-2010 12:26 PM
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发表于 26-12-2010 12:28 PM
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回复 3# 鸿静宇
楼主,你就当“白金”给他改天办后事吧。找一个更有经济能力的男人来委托未来吧! |
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