有housing loan package 吗？Rm90k

wk_924

回复 37# fanshu0


    银行会看你这段时间的记录，记录好机会高

fanshu0

回复  fanshu0


    如果你真的要apply的话pm我，我可以帮你try try。no harm for try...hehe
bluezai 发表于 2-11-2010 08:32 PM

我是拿pbb的
想说为什么拿不到blr-2.3

fanshu0

回复  fanshu0


    银行会看你这段时间的记录，记录好机会高
wk_924 发表于 2-11-2010 09:23 PM

想知道top up有什么条件的吗？

wk_924

我是拿pbb的
想说为什么拿不到blr-2.3
fanshu0 发表于 2-11-2010 09:53 PM

   loan amount 是多少？

wk_924

想知道top up有什么条件的吗？
fanshu0 发表于 2-11-2010 10:02 PM

就是payment 要还准时，有闲钱的话，放点去那间branch 给branch manager 知道

fanshu0

loan amount 是多少？
wk_924 发表于 3-11-2010 01:30 AM

rm291xxx

fanshu0

就是payment 要还准时，有闲钱的话，放点去那间branch 给branch manager 知道
wk_924 发表于 3-11-2010 01:32 AM

top up的用处是什么？

wk_924

top up的用处是什么？
fanshu0 发表于 3-11-2010 07:37 AM

就是额外再支出一笔钱，类似refinance

fanshu0

就是额外再支出一笔钱，类似refinance
wk_924 发表于 3-11-2010 08:57 AM

将要top up需要什么手续？
可以top up多少？

wk_924

将要top up需要什么手续？
可以top up多少？
fanshu0 发表于 3-11-2010 09:06 AM

根据你屋子现在的bank value 出90% 再减existing 你还欠银行的principle。
多余的钱就是你的。手续和普通的贷款一样。

fanshu0

根据你屋子现在的bank value 出90% 再减existing 你还欠银行的principle。
多余的钱就是你的。手续和 ...
wk_924 发表于 3-11-2010 09:41 AM

这样的话，供款跟package rate会不同了吗？

wk_924

这样的话，供款跟package rate会不同了吗？
fanshu0 发表于 3-11-2010 09:44 AM

For 你case，只需要revised interest rate 就可以

fanshu0

For 你case，只需要revised interest rate 就可以
wk_924 发表于 3-11-2010 10:03 AM

其实想top up来买车
不知道这样会划算吗？

环保去

回复 23# wk_924
95K low cost new house 可以offer 多少-BLR%？Lock in Period？有没有fixed rate for first few years 的，谢谢

wk_924

回复  wk_924
95K low cost new house 可以offer 多少-BLR%？Lock in Period？有没有fixed rate for firs ...
环保去 发表于 3-11-2010 08:02 PM

BLR -1.6%，3 年lock-in。对不起，已经没有fixed rate 的配套了

wk_924

其实想top up来买车
不知道这样会划算吗？
fanshu0 发表于 3-11-2010 10:41 AM

不好意思，我不知道车rate 是多少，所以不能给到你意见

任你借

回复  wk_924
95K low cost new house 可以offer 多少-BLR%？Lock in Period？有没有fixed rate for firs ...
环保去 发表于 3-11-2010 08:02 PM

    我们可以拿到B-1.8%， 5年lock-in.

chris80

Loan Package: Don't Select Hleong and Axbaxk bank!
Real case I met happened, Careful such case!
HLeong, 1st Offer letter give  Lock in Period: 3yrs only, but interest not as good as competitor,.
Later Gave Ur 2nd Offer Letter better interest than competitor, but Lock-in Period change to 5yrs without notice and talk to u!
Such case happen In Ipoh Branch espcially! Signed up ady agreement and discovered, so totally reject HLeong package.
Then High management fee in Hleong bank will be charged for any inquiries.

Axbaxk case,
My sister case, This bank never giv statement and notice letter even pay less....
Bad management bank, my sister pay less monthly instalment, aftr few yrs...
the principal of amount become more and more, so outstanding balance become more than amount lend for new house...
Luckily I found for her. Such Axbank only want earn interest and let u die even u pay less for interest and fine default interest without any notice and calls.

So totally we ban  these 2 bank Hleong and Axbaxk dun ask for these bank loan package.

y2ksaw18

100K以下会比较难拿到Loan，Rate也会比较不好。

chris80

Loan Package: Don't Select Hleong and Axbaxk bank!
Real case I met happened, Careful such case!
HLeong, 1st Offer letter give  Lock in Period: 3yrs only, but interest not as good as competitor,.
Later Gave Ur 2nd Offer Letter better interest than competitor, but Lock-in Period change to 5yrs without notice and talk to u!
Such case happen In Ipoh Branch espcially! Signed up ady agreement and discovered, so totally reject HLeong package.
Then High management fee in Hleong bank will be charged for any inquiries.

Axbaxk case,
My sister case, This bank never giv statement and notice letter even pay less....
Bad management bank, my sister pay less monthly instalment, aftr few yrs...
the principal of amount become more and more, so outstanding balance become more than amount lend for new house...
Luckily I found for her. Such Axbank only want earn interest and let u die even u pay less for interest and fine default interest without any notice and calls.

So totally we ban  these 2 bank Hleong and Axbaxk dun ask for these bank loan package.