MBB trading 帐户 的疑惑 (MBB trading用户者请进)

danny1

MBB trading 帐户 的疑惑 .
Share margin financing (SMF 1)
To increase your investment potential to trade in Bursa Malaysia quoted shares, Maybankinvest provides you with the following funding options:
Credit funds in margin account (for individual accounts) will earn interest of prevailing multi-tier Premier 1 rate.
Margin financing facility (using borrowings from the bank)*
Types of Collateral**

Margin facility

Trading facility

Total available facility

Fixed Deposit

2.5 times

1.0 times

3.5 times

Shares / Cash

1.5 times

1.0 times

2.5 times

Non-margin facility (SMF 2)
If you choose to use your own funds, your Maybankinvest account will be debited on the purchase settlement date (T+3 = transaction date) based on availability of funds.
Non-margin financing facility (Customer's own funds)*
Types of Collateral**

Margin facility

Trading facility

Total available facility

Fixed Deposit

0

3.0 times

3.0 times

Shares / Cash

0

2.0 times

2.0 times

* Terms & Conditions apply
** Subject to Bank's capping and any other collateral / security acceptable from time to time.

1)请问 SMF1 和 SMF2  的  分别 ?
2) 大家多数用哪个?