儿童储蓄户口

YnG'z

想为孩子开个儿童储蓄户口。
不知各位爸爸妈妈为你们的宝贝开那一间的银行户口，是怎么样的利息呢？

beoa

可以看看Maybank， Hong Leong 和Public Bank

mimiin812

maybank yippie account 的利息差不多2.9-3%

chenvy

可以参考这个。http://www.circle01.com/cat98/node835560/138670

YnG'z

chenvy 发表于 17-2-2016 05:16 PM
可以参考这个。http://www.circle01.com/cat98/node835560/138670

很棒的分享！谢谢～
看起来RHB的利息不错，maybank yippe也是，public bank 如果半年没有提款利息也很好。

chenvy

YnG'z 发表于 17-2-2016 05:24 PM
很棒的分享！谢谢～
看起来RHB的利息不错，maybank yippe也是，public bank 如果半年没有提款利息也很好 ...

我自己的宝宝放public bank，华人经营的银行怎样说都比较好。

YnG'z

chenvy 发表于 17-2-2016 05:29 PM
我自己的宝宝放public bank，华人经营的银行怎样说都比较好。

哈哈～ 也是对。你放的是普通储蓄还是包括saving plan 的呢？

chenvy

YnG'z 发表于 17-2-2016 06:03 PM
哈哈～ 也是对。你放的是普通储蓄还是包括saving plan 的呢？

小孩子的应该都是wise saving acc吧！

YnG'z

chenvy 发表于 17-2-2016 07:41 PM
小孩子的应该都是wise saving acc吧！

谢谢你的分享～
要泡一趟银行去了解了解

d3viL

我刚在lowyat post的。。转过来给你

Just to share what I have compiled so far from my online research

Affin-
http://www.affinbank.com.my/General/Rates/...f-Rates_BI.aspx
Up to 3.28% depends on total deposit


Maybank
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
3.17% for deposit up to RM50k


Alliance
http://www.alliancebank.com.my/AllianceBud...terestrates-tab
Up to 2.40% depends on total deposit


AmBank
http://www.ambank.com.my/eng/deposits/#saving-account
interest rate equivalent to a 1-month FD rate for balance less than RM50K.


CIMB
http://www.cimbbank.com.my/en/personal/pro...rs-account.html
Up to 1.45% depends on total deposit


HongLeong
https://www.hlb.com.my/main/info-centre/per.../interest-rates
2.95% for deposit up to RM50k


OCBC
https://www.ocbc.com.my/personal-banking/ac...ccount_lightbox
2.90% for deposit up to RM50k


Public WISE Savings Account
https://www.pbebank.com/Personal-Banking/Ra...rest-Rates.aspx
3.15% for deposit up to RM50k


UOB
https://uniservices1.uob.com.my/jsp/finance/fin_sav.jsp?
3.05% for deposit up to RM50k


RHB
http://www.rhbgroup.com/products ... osits/future-savers
bonus interest up to 4% provided you deposit every month..a feature which i dont like

So it seems to me MBB/PBB is the better one if you have less than RM50k to deposit..or go to Affin if you have >RM1mil  :idea:
Of course there is also other consideration like personal preference, bonus interest, cash rewards from exams, insurance and gifts etc...

candy_mm2

我是开public 和 maybank, 但进比较多钱去public