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这里有人用 DINERS CLUB 的信用卡吗 ? cash rebate 是不是不错?

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发表于 13-6-2015 05:33 PM | 显示全部楼层 |阅读模式
本帖最后由 alex1993 于 13-6-2015 05:34 PM 编辑

以前一直都以为 DINERS CLUB 的卡都是 CHARGE CARD ,
用多少就要还多少,
原来现今已经有 CREDIT CARD 了。

申请条件都要求很低 , 年费 头两年是 WAIVE 的
之后下来的年费, 如果你一年刷满 36次(平均一年三次),也是可以免掉年费



Diners Club International Credit Card

Minimum Income RequirementAbove RM24,000 per annum
Minimum Age for Principal Applicant21 years old
Up to 55 days interest-free credit
You will enjoy up to 55 days interest-free credit from the time you charge your expenses to the Diners Club card till the day the amount is due for payment.

预知更多详情, 请看这里:
https://www.dinersclub.com.my/cards/international-credit-card/index.html


Diners Club International Premier Credit Card


Earn up to RM600 Cash Rebate a year from
   » 5% cash rebate at Department Stores
   » 3% cash rebate at Food & Beverages
   » 1% cash rebate at Hotels
   » 0.5% cash rebate at other Merchants (excluding petrol stations, overseas merchants, cash portfolio, instalment plans and autobilling)

•Get TWO complimentary access to Airport Lounges in major cities worldwide per calendar year per account


To earn Cash Rebate

There must be a minimum of 5x swipes per month per account (Principal & Supp) at any merchant categories to earn the cash rebate. If the above criteria are not met, there will be no cash rebate.  The cash rebate is capped at RM50 per month per account.

Cash Rebate calculation
Cash Rebate calculation is based on Retail Spend posted in the month.  Examples below:-

1st scenario:  Meet the criteria

Earn cash rebate on merchant categoriesPer charge(RM)Cash Rebate Earned (RM)
1st swipe
0% on petrol station
60
0.00
2nd swipe
0% on petrol station
58
0.00
3rd swipe
5% on department store
400
20.00
4th swipe
3% on restaurant
50
1.50
5th swipe
0.5% on grocery
100
0.50
[size=0.8em] 0.5% on retail shopping
200
1.00
[size=0.8em] 3% on restaurant
150
4.50
5% on department store
30
1.50
0% on petrol
60
0.00
3% on restaurant
49
1.47
Cash Rebate Earned per month:
RM30.47

2nd scenario:  Capping of Cash Rebate

Earn cash rebate on merchant categories
Per charge(RM)
Cash Rebate Earned (RM)
1st swipe
5% on department store
400
20.00
2nd swipe
0% on petrol station
100
0.00
3rd swipe
0% on overseas retail charge
1,000
0.00
4th swipe
0% on petrol station
120
0.00
5th swipe
3% on restaurant
200
6.00
0.5% on grocery
150
0.75
0.5% on retail shopping
400
2.00
3% on restaurant
250
7.50
1% on hotel
1,500
15.00
0% on petrol
150
0.00
0% on petrol
200
0.00
0.5% on grocery
500
2.50

RM53.75
Cash Rebate Earned per month:
RM50.00
Minimum Income Requirement
Above RM36,000 per annum
Minimum Age for Principal Applicant
21 years old

Up to 55 days interest-free credit
You will enjoy up to 55 days interest-free credit from the time you charge your expenses to the Diners Club card till the day the amount is due for payment.


预知更多详情, 请看这里:
https://www.dinersclub.com.my/cards/premier-credit-card/index.html


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发表于 13-6-2015 05:57 PM | 显示全部楼层
只對那個AAM Cobrand Credit Card有興趣
可以 EARN 5% REBATE ,適合在所有品牌的油站
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发表于 13-6-2015 07:06 PM | 显示全部楼层
比amex接受度還低... 怎樣swipe 5次...
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发表于 16-6-2015 08:55 AM 来自手机 | 显示全部楼层
Diners 应该没有多少人要用
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发表于 16-6-2015 09:19 AM | 显示全部楼层
送我也不要...看上去很CHEAP的感觉
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发表于 16-6-2015 09:52 AM | 显示全部楼层
大来卡在国内很难做下去的了
业绩不如十多年前
需要改革,跟其它银行合作才有出路
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发表于 16-6-2015 10:07 AM | 显示全部楼层
沒辦法申請。。
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