本帖最后由 alex1993 于 13-6-2015 05:34 PM 编辑
以前一直都以为 DINERS CLUB 的卡都是 CHARGE CARD ,
用多少就要还多少,
原来现今已经有 CREDIT CARD 了。
申请条件都要求很低 , 年费 头两年是 WAIVE 的
之后下来的年费, 如果你一年刷满 36次(平均一年三次),也是可以免掉年费
Diners Club International Credit Card

| Minimum Income Requirement | Above RM24,000 per annum | | Minimum Age for Principal Applicant | 21 years old | Up to 55 days interest-free credit
You will enjoy up to 55 days interest-free credit from the time you charge your expenses to the Diners Club card till the day the amount is due for payment.
预知更多详情, 请看这里:
https://www.dinersclub.com.my/cards/international-credit-card/index.html
Diners Club International Premier Credit Card

Earn up to RM600 Cash Rebate a year from
» 5% cash rebate at Department Stores
» 3% cash rebate at Food & Beverages
» 1% cash rebate at Hotels
» 0.5% cash rebate at other Merchants (excluding petrol stations, overseas merchants, cash portfolio, instalment plans and autobilling) •Get TWO complimentary access to Airport Lounges in major cities worldwide per calendar year per account
To earn Cash Rebate There must be a minimum of 5x swipes per month per account (Principal & Supp) at any merchant categories to earn the cash rebate. If the above criteria are not met, there will be no cash rebate. The cash rebate is capped at RM50 per month per account. Cash Rebate calculation
Cash Rebate calculation is based on Retail Spend posted in the month. Examples below:- 1st scenario: Meet the criteria
| Earn cash rebate on merchant categories | Per charge(RM) | Cash Rebate Earned (RM) | 1st swipe | 0% on petrol station | 60 | 0.00 | 2nd swipe | 0% on petrol station | 58 | 0.00 | 3rd swipe | 5% on department store | 400 | 20.00 | 4th swipe | 3% on restaurant | 50 | 1.50 | 5th swipe | 0.5% on grocery | 100 | 0.50 | | [size=0.8em] | 0.5% on retail shopping | 200 | 1.00 | | [size=0.8em] | 3% on restaurant | 150 | 4.50 | | 5% on department store | 30 | 1.50 | | 0% on petrol | 60 | 0.00 | | 3% on restaurant | 49 | 1.47 | | Cash Rebate Earned per month: |
| RM30.47 |
2nd scenario: Capping of Cash Rebate
| Earn cash rebate on merchant categories | Per charge(RM) | Cash Rebate Earned (RM) | 1st swipe | 5% on department store | 400 | 20.00 | 2nd swipe | 0% on petrol station | 100 | 0.00 | 3rd swipe | 0% on overseas retail charge | 1,000 | 0.00 | 4th swipe | 0% on petrol station | 120 | 0.00 | 5th swipe | 3% on restaurant | 200 | 6.00 | | 0.5% on grocery | 150 | 0.75 | | 0.5% on retail shopping | 400 | 2.00 | | 3% on restaurant | 250 | 7.50 | | 1% on hotel | 1,500 | 15.00 | | | 0% on petrol | 150 | 0.00 | | 0% on petrol | 200 | 0.00 | | 0.5% on grocery | 500 | 2.50 | | |
| RM53.75 | | Cash Rebate Earned per month: | | RM50.00 |
Minimum Income Requirement | Above RM36,000 per annum | Minimum Age for Principal Applicant | 21 years old |
Up to 55 days interest-free credit
You will enjoy up to 55 days interest-free credit from the time you charge your expenses to the Diners Club card till the day the amount is due for payment.
预知更多详情, 请看这里:
https://www.dinersclub.com.my/cards/premier-credit-card/index.html
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