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查看: 4178|回复: 38
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房子值不值这个价最标准的算法
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发表于 13-1-2015 10:18 PM
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按照你的说法。
近十年大马的房产业都处于泡沫。。。 |
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发表于 13-1-2015 10:23 PM
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发表于 13-1-2015 11:48 PM
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我的屋子,如果跟买价要31年和45年,如果跟市价要50年和53年。。。怎么办????可是我不想卖。。 |
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发表于 14-1-2015 08:48 AM
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发表于 14-1-2015 08:55 AM
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这样多人不赞成,看样子应该不是“最标准”了。 |
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发表于 14-1-2015 09:09 AM
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如果是投资产业,租金当然是一个很重要的考量。如果是自住的话,楼主的标准算法就派不上用场了。 |
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发表于 14-1-2015 09:12 AM
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发表于 14-1-2015 09:55 AM
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我只能说 看来很多人都不希望泡沫发生 |
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发表于 14-1-2015 10:10 AM
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发表于 14-1-2015 11:01 AM
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发表于 14-1-2015 11:02 AM
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奇怪的标准,现在贷款的年份都是30-35年。。这样算不算泡沫呢?
应该是要拿房地产的价格和人民的平均收入做对比吧? |
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发表于 14-1-2015 11:10 AM
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油價掉很多了,不知何時回升(更糟的是不知會不會回升)
明年再看看還有沒有這樣的租金
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发表于 14-1-2015 11:11 AM
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屋价高-〉生活苦
屋价跌-〉经济差,生活更苦
自相矛盾 |
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发表于 14-1-2015 11:46 AM
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发表于 14-1-2015 11:50 AM
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樓主這個 '國際標準' 是誰 教你的?
還是你自己想出來的?
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楼主 |
发表于 14-1-2015 01:45 PM
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DEFINITION OF 'PRICE-TO-RENT RATIO'
A mathematical calculation utilized in the Trulia Rent Vs. Buy Index that compares the totals costs of homeownership with the total cost of renting a similar property. The total costs of homeownership considered by the ratio include:
Mortgage principal and interest
Property taxes
Insurance
Closing costs
HOA dues where appropriate
Mortgage insurance where appropriate
Tax advantages for owning (such as the mortgage interest deduction) and the total costs of renting, including the actual rent and renter's insurance, are also considered in the total cost of renting.
INVESTOPEDIA EXPLAINS 'PRICE-TO-RENT RATIO'
The price-to-rent ratio provides a comparison between owning and renting properties in certain cities. The ratio uses the average list price with average yearly rent on two-bedroom apartments, condos and townhomes that are listed on www.trulia.com, a real estate search website. The price-to-rent ratio is calculated by dividing the average list price by the average yearly rent price, as follows:
Price-to-rent ratio = Average list price / (Average Rent * 12)
Trulia establishes thresholds for the ratios as follows:
Price-to-rent ratio of 1 to 15 = much better to buy than rent
Price-to-rent ratio of 16 to 20 = typically better the rent than buy
Price-to-rent ratio of 21 or more = much better to rent than buy |
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发表于 14-1-2015 01:53 PM
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a comparison between owning and renting properties in certain cities.
作者只是给某些cities做参考
average yearly rent on two-bedroom apartments, condos and townhomes
仅限apartment condo type, 不是全部房产类型
that are listed on www.trulia.com
只是这个website的标准, 哪里是国际标准
一点公信力都没有
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发表于 14-1-2015 01:58 PM
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如果你的屋子二十年后还是值500k,给你2k租金有何用?价值不是这样算的。 |
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发表于 14-1-2015 02:05 PM
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我只知道,我投資產業,租出去,不用倒貼就回本。即使要貼,也沒貼超過50%。借銀行錢買屋,拿別人錢供屋。成功買到和租出,你的身家就上升。世界十大富豪上榜也是靠總資產來計算,想問樓主的意識想要表達什麼? |
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