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查看: 1717|回复: 7

以前没有我们的份,现在让我们一起参与吧!!

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发表于 15-7-2008 02:44 PM | 显示全部楼层 |阅读模式
储蓄是每个人都要的,可是利息都太低,我在一次朋友介绍下,了解了一家[fly]etiqa takaful[/fly],这是他们的来历:Mayban Fortis Holdings Berhad was formed in 2001 as collaboration between Malaysia’s largest local bank, Malayan Banking Berhad (Maybank) and Fortis International NV, one of the largest providers of integrated financial services in Europe. With a stake of 70% by Maybank and 30% by Fortis, the partnership saw the grouping of all Maybank’s insurance companies under Mayban Fortis Holdings Berhad.
In 2005, Mayban Fortis grew significantly with the acquisition of Malaysia National Insurance Berhad, Malaysia’s largest national insurer and its subsidiary, Takaful Nasional Sdn Bhd, Malaysia’s premier takaful provider. Financially, the merger catapulted Mayban Fortis to the position of second largest insurer in Malaysia.
At the end of 2007, the merger effort with Malaysia National Insurance and Takaful Nasional culminated in the rebranding of the entire insurance and takaful group to the new brand name - Etiqa. Etiqa will be the single master brand for all conventional and takaful businesses under Mayban Fortis. An ongoing corporate streamlining exercise will see the eventual grouping of five operating entities under two anchor subsidiaries for conventional and Takaful respectively: Malaysia National Insurance Berhad, now known as Etiqa Insurance Berhad, and Takaful Nasional Sdn Bhd,renamed as Etiqa Takaful Berhad.
For the financial year 2006/2007, the gross premium written by Etiqa stood at RM 4 billion (USD 1.186 billion) while takaful premium was recorded at RM 900 million (USD 266.78 million), placing it as the second largest overall insurer in Malaysia and the no 1 takaful player in the country, with a profit before tax of RM 313.5 million (USD 92.93 million).
Today, Etiqa is a true multi-channel distributor of insurance and takaful products via its agency force, insurance and takafulbranches, Maybank branches, ATMs and other third-party banks,providing full accessibility and total convenience to customers,unmatched by any other. Etiqa was also the first company to receive a licence from central bank of Malaysia, Bank Negara Malaysia, to set up an International Currency Business Unit.
At the core of the Etiqa brand is the essence of humanizing insurance and takaful. In an industry where agreements are typified by triplicate and fine print, Etiqa seeks to humanize the process by breaking down boundaries through clarity, strength and good conscience. With rock solid foundation, Etiqa is able to provide a unique ability to work hand-in-hand with customers and partners, enabling them to live richer lives.
Backed by Malaysia’s largest bank, Etiqa’s rock solid financial standing puts it in good stead to become the No.1 insurer in Malaysia by the financial year 2009. Etiqa is already in pole position for the takaful businesses with a market share of 54 per cent in 2006. It is also ranked second and third in the life and general insurance businesses respectively.
所以我就了解到有很多储蓄利息是很高的,是我们没有份而已,现在这家etiqa takaful,的利息是以公司的盈利来分给大家。在分析下,利息最低5.5%高8%。所以我储蓄了RM200。 如有要储蓄可以考虑。。

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发表于 15-7-2008 06:02 PM | 显示全部楼层
呵呵~我好想知道ETIQA公司分多少花红给顾客
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发表于 15-7-2008 07:42 PM | 显示全部楼层

回复 1# 进德 的帖子

你太遲了現在很多人在這裡介紹過了。。。
也很多人買了。。。
也很多人斷保了。。。。
更多人以了解了 。。。。
到底她好不好。。。。。???
她的保障給得很大,個人覺得蠻不錯的。不過囘籌與值得方面無以置評。
還有他在手續方面是在很慢下。。。你會做得很辛苦的,要加油!
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发表于 16-7-2008 12:10 AM | 显示全部楼层
拜托,别再用这广告词了!

是·以前它的·target不是华人,没有那么矜贵啦
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发表于 16-7-2008 12:24 AM | 显示全部楼层
发帖人不要再走你前辈的路了,不如用这个题目,老老实实回答大家对etiqa的疑问,一旦建立起你的专业和诚实形象,单是佳礼论坛的朋友生意,就够你接不完了。
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发表于 16-7-2008 12:34 AM | 显示全部楼层
回酬5.5-8%,有诈,这5.5-8%不是你所100%投资下去的,是有分第几年到第几年,里面多少巴仙的5.5-8%,自己用EXCEL算下就知道了。但是放个200还是可以,如果你月入4000,因为不会影响你。但是如果你是月入2000,你的CASH FLOW就会出现赤字了。

我差点给它骗了,放了一个很大的AMOUNT,大到如何?大到以着8%(如果是我100%投资的钱),可以在55岁做百万富翁。

所以最后选择REDUCE到我入息的几巴仙。不会影响我的CASH FLOW。
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 楼主| 发表于 17-7-2008 10:22 AM | 显示全部楼层

谢谢关心我的朋友

每一种储蓄都有他的利与弊,你要马上看到钱的你就去投资,要是你要储蓄这是一个还不错的啦!他是一项长远的储蓄计划,保障你和你的家人。我会买是因为他不错,我会做是因为可以赚钱以外,重要可以叫人学习储蓄,这是我的想法也是我的信念。为何7月25日是储蓄人的好日子,因为国家银行在这天会给我们知道定期储蓄的利息会调整到哪里。现在定期储蓄是在3.7,国家银行可能会调高到4.为什么因为要我们学习储蓄,不要赚多少花多少。
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发表于 18-7-2008 07:11 PM | 显示全部楼层
原帖由 进德 于 17-7-2008 10:22 AM 发表
每一种储蓄都有他的利与弊,你要马上看到钱的你就去投资,要是你要储蓄这是一个还不错的啦!他是一项长远的储蓄计划,保障你和你的家人。我会买是因为他不错,我会做是因为可以赚钱以外,重要可以叫人学习储蓄,这是 ...


可以列出每月儲蓄額是多少;回報率如何;有何好處;還有under哪些組織管理麼?
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